Rental Qualifications
In order to best serve you, we believe it’s important for you know and understand our application criteria, policies, and procedures.
Each individual over the age of 18 years that will live in the property needs to submit an application. The Application Fee is $57 per adult and used portions of the application fee are non-refundable.
Rental History
- Good Rental History
- No Forcible Entry & Detainer (Evictions) unless you have verifiable documentation of landlord irresponsibility.
Verifiable Gross Income:
- Minimum of 3x the rent (combined from all sources of income)
- Vouchers and certificates are accepted at all properties. However, each property may have to go through additional inspection/approval steps that may delay the move-in date. Residents using vouchers or certificates must meet the same criteria as those seeking non-subsidized housing.
- If a guarantor is needed, all guarantors must have a verifiable source of income in an amount no less than five (5) times the rental rate. A guarantor may not be accepted due to lack of rental history, lack of credit, or lack of income. The guarantor must pay an application processing fee, sign the guarantor addendum, reside in the United States, and may be subject to criminal screening.
- We rely on a third-party verification service called Plaid for income and identity verification. Declining to use Plaid could result in uploading multiple documents manually, and a delayed application process.
Credit History:
- Residency may be denied due to poor credit history.
- If your Credit Score is below 650, we may request a co-signer that has a Credit Score of at least 700 and you may be enrolled in a credit reporting program. Credit Scores below 500 will be declined.
- Credit history must show that the resident has paid bills on time and does not have a history of debt write-offs or accounts that have gone into collections.
- Contingent on your credit, a specific deposit amount will be required.
- The credit score for all applicants over the age of 18 will be taken into consideration.
Criminal Background Check:
- Residency may be denied due to criminal history.
Additional Information:
- PMI Real Asset MGMT fully complies with Fair Housing Law. We do not discriminate against persons on the basis of race, color, religion, sex, handicap, familial status, national origin or age. We also comply with all state and local fair housing laws.
- Applications are reviewed based on the earliest lease start date, then on a first come, first serve basis. Applications will not be screened if the application fee has not been paid and all documentation has not been received. Once approved & security deposit has been received, we will take property off the market.
- Maximum Occupancy: Two per bedroom + one
- Resident’s Benefits Package (RBP): Tenants have the option to enroll in a Resident’s Benefits Package which delivers savings and convenient, professional services such move-in concierge, quarterly pest control services, quarterly HVAC filter delivery, and more for $45/month, payable with rent.
Approval is based on seven factors:
- Identification Verification through Plaid
- Credit History & Verification
- Rental History & Verification
- Income History & Verification through Plaid
- Employment History & Verification
- Criminal Background History
- Pet Criteria & Petscreening.com Verification
A completed application will contain:
- A PMI Real Asset MGMT Residential Lease Application (one for each individual 18 years and older) - $57 per application
- Valid Driver's License or other Government issued ID for each applicant.
- Social Security Card
- Verifiable Proof of Income for each applicant (Last 2 months of pay stubs or Last 2 years of tax returns if self-employed/1099)
- Completed PetScreening Profile (even if you don’t have pets): https://pmirealassetmgmt.petscreening.com/
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We also need to know the names and birthdates of any minors that will be living in the property.
- Government issued ID (front and back)
- Social security card
- Proof of income (2 forms of proof of income in the form of 2 consecutive months of your most recent pay stubs, 2 previous year's tax return, or a current job offer letter)
Upon Approval:
The lease will be sent out for the agreed upon move-in date through Rentsign for all applicants to review and sign online. You will have 24 hours to review and sign the lease once it has been sent to you. After the lease has been signed, we will take the property off the market. Once all fees and prorated rents have been paid, we will, on the morning of your lease start date, provide you with possession of the home including keys, remotes, or other items necessary for access.
All applications are screened based on the earliest lease start date, then on a first come, first serve basis. Applications will not be screened if the application fee has not been paid. Applications are not final until all documentation has been received. Once approved & Security Deposit has been received, we will take property off Marketing and Reserve the property for you.
Disclaimers
Credit History: Our credit reporting agency evaluates credit and rental history against indicators of future rent payment performance. An unsatisfactory finding may result in the requirement of an additional deposit, guarantor, or denial.
Criminal History: Our investigation includes criminal background screening. It is possible your application may be denied due to criminal convictions or charges. We conduct background screening on leaseholders and occupants.
Pets: Pet restrictions vary at each home. Breed restrictions may apply. If you have pets, please check with marketing for more information.
Fair Housing Statement: PMI is committed to compliance with federal, state, and local fair housing laws. PMI subscribes to the universal policy for the achievement of equal housing and no person will be discriminated against because of race, color, age, religion, national origin, sex, familial status, disability, sexual orientation, gender identity, marital status or any other local laws protecting specific classes.
ADA Statement: PMI and the owners are committed to compliance with the Americans with Disabilities Act by allowing the modification of existing premises for reasonable accommodations at the expense of the disabled person, if the disabled person agrees to restore the premises at their own expense to the pre-modified condition provided the modification would not affect the use and enjoyment of the premises for future tenants.